Personal

Residential Mortgages

Residential Construction Loans
Can't find your dream home? Granite Community Bank can help you build it with flexible terms. When construction is complete, we can convert the loan into permanent financing.
Home Equity Lines of Credit
Flexible terms secured by a mortgage on your primary residence. Borrow up to 80% of your combined loan-to-value and deduct the interest from your taxes.
Land Loans
Buy new land and prepare for future construction with these specialized loans. Up to 75% loan-value and up to three years financing available.
Overdraft Protection
Open a revolving line of credit to secure your checking account balance. Get overdraft coverage with a line of credit automatically linked to your checking account.
Auto Loans
Keep moving forward with our auto loans. Competitive rates and terms available for both new and used cars.
Secured Loans
This flexible loan is secured by collateral such as a vehicle, savings account or CD.
Terms of up to five years available.