Privacy Policy

Granite Community Bank, N.A. recognizes and respects the importance of our customers' personal information. To offer you the financial products and services you seek, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected at Granite Community Bank, N.A., we are providing you with the following statement describing our practices and policies with respect to the privacy of consumer and customer information. We may change the terms of this privacy policy in the future. If we do so we will notify you by mail. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this disclosure or any future amendments to this disclosure.

Categories of Information We Collect

We collect nonpublic personal information about you from information we receive from the following sources:

• Information from you on applications or other loan and account forms.
• Information about your transactions with us such as account balance, loan payment history or ATM, debit or credit card use.
• Information from third parties such as consumer reporting agencies.

We do not collect any nonpublic personal information from our Web site.

Information We Disclose

We do not disclose or share any nonpublic personal information about our current customers, potential customers, or former customers to anyone, except as permitted by law. We may share certain information about you with reputable consumer reporting agencies so that creditors can verify the condition of your accounts with us.

Employee Training and Access to Your Information

We maintain physical, electronic and procedural safeguards that comply with federal guidelines to guard your nonpublic personal information. We train our employees and agents to be sensitive about confidentiality and customer privacy. We restrict access to nonpublic personal information about you to those employees who need to know that information so that we can provide products and services to you.

Accuracy of Information

We maintain procedures to insure that the information we have about you is accurate and up to date. If you have discovered an error in the personal information we have, please contact us by calling or writing us at:

Granite Community Bank N.A.
P.O. Box 1029
Roseville, CA 95678-8029
(916) 788-8200

If you choose to contact us by e-mail, please keep in mind that e-mail is not secure and you should not disclose any personal or account information through this medium.

This Policy Statement Does Not Expand Legal Obligations

This policy statement is not intended to create any liability other than that already found in the law.